Maryland based · Serving nationwide
Most people fix the score.
Lenders read the file.
Credit education, business entity formation, and financial strategy for people building something real. Twenty years in financial services, and one question at the start: what is your file actually saying about you?
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Three ways in.
Pick the one closest to where you are right now. If two apply, start with the first — they tend to unlock in order.
Fix what the file is saying
Structured credit education so you understand what's on all three bureaus, what can be challenged, and what to build next.
- Full three-bureau file review
- Education on disputes, utilization, and reporting
- A build plan for personal and business credit
Credit education and restoration services. Results vary by file. No specific score increase or outcome is guaranteed, and accurate information cannot be removed.
Build the container before the contract
Formation done properly the first time, with the compliance side handled by licensed professionals instead of a template site.
- Formation, EIN, and operating agreement
- Registered agent and state compliance setup
- Business credit foundation from day one
Delivered through Xion Capital, powered by WIN, in collaboration with Ellis Pro Advisors. Legal and tax questions specific to your situation are routed to licensed counsel.
Teach this and get paid for it
An independent agent path for people already trusted by a community that needs this education — tax preparers, insurance agents, realtors, coaches.
- Licensing and training handled by the company
- Live sessions and onboarding you don't have to build
- A straight conversation about cost before you commit
Independent agent opportunity with United Wealth Education. Not employment. Income depends entirely on individual effort and results; no earnings are guaranteed and no income claims are made here.
How it actually runs.
Same three steps whichever path you pick.
Fifteen minutes
A short call to find out where you are, what you're trying to do, and whether I'm the right person for it. If I'm not, I'll tell you who is.
A written plan
You get the sequence in writing — what happens first, what it costs, what's expected of you, and what the realistic timeline looks like.
Execution and handoff
We work the plan. Anything that belongs with an attorney, a CPA, or a lender gets routed to one, and I stay in the loop until it's done.
Start here.
One form, three doors. Tell me which one and what you're working toward — I read every one of these myself.
Expect a reply within one business day.